Meet the Credit team

Who are we and what makes us so passionate about credit management and debt recovery?

Meet the Credit team

Who are we and what makes us so passionate about credit management and debt recovery?

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Retail business for Construction

Identified years of mismanaged cash allocations, improved the accuracy of statements and tightened security access to credit accounts.

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Telecoms giant IDT

Set up a whole new Carrier finance division when they first launched in the UK. Bridging relationships, increasing sales and improving overall productivity and cash of the team.

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Litigation and PPI Lawyers

Cleaned up several years of uncollected debts, tightened procedures and improved overall cashflow.

Sheila's short bio - (Full Bio see Linkedin)

CEO and Credit Angel with 25+ years of experience in Collections and Credit Management gained at established BlueChip (IBM, Virgin), FMCG (Leyland) and SME (Lawsons Timber) companies. Certified as a member level of The Chartered Institute of Credit Management.

She brings her wealth of knowledge from the various industries she has worked for such as Telecoms, Construction, Legal, and Insurance.

A general all-rounder who can manage the whole credit management cycle from beginning to end. Main specialities are helping Companies with 5+ years of backlog of invoices, poor cashflow and turning around poor performing credit depts.

Sheila Chadha

Managing Director

“I have worked with many small, medium and large Corporations throughout my career and have become known as the ‘Fixer’. If you have poor cashflow, an underperforming team or years of uncollected invoices, I will come in either as an advisor or I can roll up my sleeves and manage the team for you to sort out the issues. Even if you are a small business, you are not alone! I will hold your hand through the whole process and guide you back into a positive cash position”

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Nicolai Gnaciuc

Debt recovery manager

With over 6 years of experience in Banking and Legal debt collections, Nicolai is our hidden gem.

He is experienced in Litigation and Debt Recovery and comes from a Banking background. He’s also been a Bailiff.

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Amir Tihad

Operations Manager

Amir has recently joined the team as we continue to expand our business. With a degree in Business Management, he is a valuable member of the team enabling the Credit guys to continue doing what they do best. Chase debts!

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Timea Kadar

Marketing Director


Timea brings over 22 years of marketing experience to the table. Previously she worked as marketing director at an investment bank, insurance company and fintech business.

“At the Credit Collections Company, my role is to advise the team on marketing strategies and clear messaging of the services”.

Our message is always about being transparent, open and honest, and talking in a language that anyone can understand.

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